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Loan Repayment Program

Active Army
Army Reserve
Content
LOANS
Qualifying Loans
  • Parent Loans for Undergraduate Students (PLUS)*
  • Supplemental Loans for Students (SLS)
  • Stafford Loans
  • Perkins Loans
  • William D. Ford Loans
  • Consolidated Loans*

*(Note: Only loans incurred for the soldier’s education will be paid)


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Non-Qualifying Loans

There are many loans that do not qualify. Individuals should ensure loans are covered under the Higher Education Act of 1965, Title IV, Part B, D, and E prior to signing the enlistment agreement. Listed below are several loans that are not covered under this Act:

  • Private Loans
  • Equity Loans
  • State Funded Loans
  • Institution Loans
  • Consolidated Loans for someone else (wife, sister, brother)

Partial List of

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ELIGIBILITY CRITERIA
  • Must decline enrollment in the Montgomery GI Bill in writing, using DD Form 2366
  • Have LRP guaranteed in writing in the enlistment contract (DA Form 3286-66)
  • Be a non-prior service accession
  • Enlist with a high school diploma
  • Have an Armed Forces Qualification Test score of 50, or higher on the Armed Services Vocational Aptitude Battery (ASVAB)
  • Enlist in one of the critical military occupational specialties (MOS). These MOS change quarterly. The local Army recruiter will have the current list
  • Possess a loan that was made, insured, or guaranteed under the Higher Education Act of 1965, Title IV, Part B, D, or E and prior to entering active duty

(Note: It is Army policy that no one be enlisted with a defaulted loan; therefore, defaulted loans will not be repaid.)


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FREQUENTLY ASKED QUESTIONS

Click here for a list of LRP frequently asked questions


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REFERENCES
  • Public Law 99-145, Section 671
    Supersedes, Public Law 96-342, Section 902
  • Higher Education Act of 1965, Title IV, Part B, D, or E
  • U.S. Army Recruiting Command Regulation 621-1
    Montgomery GI Bill (MGIB), Army College Fund, and Loan Repayment Program (LRP)
  • Army Regulation 135-7
    Army National Guard and Army Reserve Incentive Program
  • Army Regulation 621-202
    Army Educational Incentives and Entitlements
  • Army Regulation 601-210
    Regular Army and Army Reserve Enlistment Program

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CONTACT INFORMATION

Direct questions regarding the Veterans Educational Assistance Program to a local Army Education Center or the Education Incentives and Counseling Branch.

U.S. Army Human Resources Command
ATTN: AHRC-PDP-E (Dept 480)
1600 Spearhead Division Avenue
Fort Knox, KY 40122-5408


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